incurs debt (verb) charge: pay with credit card
Sinonime: brash, ill-advised, ill-judged, imprudent, inadvisable, inconsiderate, indiscreet, inexpedient, injudicious,
maladroit, misguided, rash,
stupid, tactless, undiplomatic, untimely
Antonime: careful,
cautious,
discreet, politic, wise